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Privacy Policy
At Simplified Lending, protecting your personal and financial information is our top priority and we are committed to protecting your online information. Our privacy policy carefully outlines how Simplified Lending Ltd. and its group of companies process your information we collect when using our website and other online services. We reserve the right to change this policy at any given time, in which you will be promptly updated. To ensure that you are up to date with the latest changes, we ask that you periodically visit our website.
Consent
If you log on to our website or use any of Simplified Lending’s software or services, you consent to our privacy policy and acknowledge that you are 18 years of age or older. Simplified Lending will only gather the necessary information to keep you updated on our products and services.
Employee Conduct
Simplified Lending and its staff pride itself with our commitment to integrity and ethical standards when dealing with confidential information about our clients. This includes specific guidelines concerning the safeguarding of confidential information, which includes personal and financial information.
Use of Cookies and Tracking User Traffic
Cookies are pieces of data that websites set on your browser that can be read on future visits. Simplified Lending Ltd uses cookies to track users logging into our sites, but we do not use them to track user traffic patterns while visiting our site. You have the ability to accept or decline cookies using your web browser settings. If you choose to not accept cookies from our sites, you may not be able to take full advantage of its features or to receive some of the services that it provides. To learn more about cookies and your ability to opt-out of certain advertising cookies, please visit the following website: http://www.networkadvertising.org/choices.
Personal Information We Collect
We may directly collect analytics data or use third party analytic tools to help measure traffic and usage trends for our service. These tools collect information sent by your browser which includes the pages you visit and other information that assists us with improving our services and products. Things we may collect include your IP address, contact information, email address and other information such as your online behavior on our website. We may use the personal and other information we collect from and about you as follow:
· To operate, maintain, and improve our services and products;
· To verify your identity to protect against fraud, comply with financial crime laws and to confirm your eligibility to use our products and services;
· To respond to your queries and to provide excellent customer service:
· To send information including updates, security alerts, and administrative messages.
· To send you marketing emails about upcoming promotions, and other news, including information about products and services offered by us and our affiliates. You may unsubscribe from these emails at any time.
How We Protect Your Information
We have security measures in place to help protect against the loss, misuse, and alteration of the data under our control. When the website is accessed using a comparable internet browser, Secure Socket Layer (SSL) technology protects information using both server authentication and data encryption to help ensure that the data are safe, secure, and available. Simplified Lending uses encryption on all web pages where sensitive personal information, including national insurance board are collected.
Retention of Information
We want to make it clear that at Simplified Lending Ltd, we will not retain our clients’ information indefinitely. Information on clients are usually retained for seven years. After the seven-year mark, your information will be destroyed.
Children and Minors
Simplified Lending Ltd makes no active effort to collect or retain personal data from children or minors under the age of 18 and we do not wish to receive any such information.
How We May Share Your Information
Simplified Lending may disclose information when legally compelled to do so. Information about a client’s file is shared only when permitted by our Privacy Policy, or required by a subpoena, regulatory investigation, court order or with a customer’s permission.
Third Party Commitment
Simplified Lending Ltd does not sell any private or personal information to any third parties. We may share your personal information with a third-party service provider, business partners or affiliated companies with or corporate structure as needed for legal purposes. Third party service providers have access to personal information only as needed to perform their functions and they must process the personal information accordance with this privacy policy.
Examples of how we may share information with service providers:
· Fulling orders and providing the services
· Conducting research and analysis
Contact for Privacy Related Issues
If you have any questions about our policy or suspect that your privacy has been breached, please contact:
Simplified Lending Limited
R.N.D Plaza, John F. Kennedy Drive
Nassau, New Providence, The Bahamas
T: (242) 601-1730